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For a successful business, you need a viable business idea, the skills to make it work and the funding. Discover whether your idea has what it takes.

Forming your business correctly is essential to ensure you are protected and you comply with the rules. Learn how to set up your business.

Advice on protecting your wellbeing, self-confidence and mental health from the pressures of starting and running a business.

Learn why business planning is an essential exercise if your business is to start and grow successfully, attract funding or target new markets.

It is likely you will need funding to start your business unless you have your own money. Discover some of the main sources of start up funding.

Businesses and individuals must account for and pay various taxes. Understand your tax obligations and how to file, account and pay any taxes you owe.

Businesses are required to comply with a wide range of business laws. We introduce the main rules and regulations you must comply with.

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Some businesses need a high street location whilst others can be run from home. Understand the key factors from cost to location, size to security.

Your employees can your biggest asset. They can also be your biggest challenge. We explain how to recruitment and manage staff successfully.

It is likely your business could not function without some form of IT. Learn how to specify, buy, maintain and secure your business IT.

Few businesses manage the leap from start up to high-growth business. Learn what it takes to scale up and take your business to the next level.

SMEs paying £500 million too much for energy

11 December 2015

SMEs paying £500 million too much for energySmall firms are paying too much for their energy because they find it hard to shop around for deals and almost half have never switched suppliers.

The Competition and Markets Authority, which is currently investigating the energy sector, says SMEs in the UK pay around £500 million more a year than if competition was functioning effectively. It has voiced concerns that 45% of SMEs have been placed on a default tariff, which can be more than twice as expensive as a negotiated tariff.

Research by the Federation of Small Businesses (FSB) among its own members has found that 70% of firms experience difficulty comparing energy tariffs and 43% have never switched supplier.

The FSB is launching its own Energy service for members that promises to reduce average energy bills by almost a quarter. The service will be run by Make it Cheaper and the FSB says it could generate annual average savings of 23% for new customers switching their gas and electricity provider - equivalent to £973 off the £4,243 average annual energy bill of an FSB member.

The service will enable FSB members to get advice on rates, identify potential savings and arrange new contracts. It will also take care of the paperwork involved in switching and will remind members when their fixed price periods end so they don't "default" on to more expensive rates.

Dave Stallon, FSB operations director, said: "Energy is an increasingly important issue for smaller businesses. There are many ways they can make substantial savings through the implementation of energy efficiency measures as well as ensuring they get the best tariff they can on their gas and electricity. Many smaller businesses, however, either don't believe they can make substantial savings or haven't trusted the market and the system enough to engage in the process."

Energy efficiency has the potential to cut SME energy bills by 18-25% according to estimates by the Department of Energy and Climate Change (DECC).

FSB research has found that 58% of businesses have already made changes to improve their energy efficiency. The most widely reported energy efficiency measures already taken are: the installation of more efficient lights, lamps and bulbs (40%); the introduction of switch off/turn down policies (23%); and improved insulation (23%).

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