Skip to main content
Cumbria Chamber of Commerce, where business belongs.

Search

For a successful business, you need a viable business idea, the skills to make it work and the funding. Discover whether your idea has what it takes.

Forming your business correctly is essential to ensure you are protected and you comply with the rules. Learn how to set up your business.

Advice on protecting your wellbeing, self-confidence and mental health from the pressures of starting and running a business.

Learn why business planning is an essential exercise if your business is to start and grow successfully, attract funding or target new markets.

It is likely you will need funding to start your business unless you have your own money. Discover some of the main sources of start up funding.

Businesses and individuals must account for and pay various taxes. Understand your tax obligations and how to file, account and pay any taxes you owe.

Businesses are required to comply with a wide range of business laws. We introduce the main rules and regulations you must comply with.

Marketing matters. It drives sales and helps promote your brand and products. Discover how to market your business and reach your target customers.

Some businesses need a high street location whilst others can be run from home. Understand the key factors from cost to location, size to security.

Your employees can your biggest asset. They can also be your biggest challenge. We explain how to recruitment and manage staff successfully.

It is likely your business could not function without some form of IT. Learn how to specify, buy, maintain and secure your business IT.

Few businesses manage the leap from start up to high-growth business. Learn what it takes to scale up and take your business to the next level.

Is the R&D Tax Credit system too complex?

11 December 2015

Is the R&D Tax Credit system too complex?A new process intended to make it easier for small firms to apply for R&D Tax Credits is too complex, a tax specialist has warned.

In November the UK tax authority introduced a new initiative to encourage smaller companies to claim for research and development tax relief; but it is likely to disappoint them, according to tax credit specialists Jumpstart.

The new Advanced Assurance scheme was introduced last month for companies with less than £2 million turnover and fewer than 50 employees. If companies qualify, the first three years of claims are to be allowed without further enquiries.

But Richard Edwards, director at Jumpstart, has raised questions about whether this system will actually make applying any easier for small firms.

Edwards said: "While we welcome any attempts to make the R&D Tax Credit application process easier, the details required from SMEs under Advanced Assurance remain potentially complex and time-costly. It certainly is not the light-touch route that many in the sector expected."

Advanced Assurance requires applicants to submit a detailed overview of:

  • The proposed R&D activity the company plans to undertake;
  • The scientific or technological advance being sought;
  • The scientific or technological uncertainties involved;
  • The plan for dealing with those uncertainties;
  • The reasons why the knowledge being sought is not readily deducible by a competent professional;
  • A breakdown of the R&D costs.

"These are not unreasonable questions, but companies often need help to understand them, apply them to their business and draft a comprehensive response," sais Edwards. "SMEs are … not familiar with HMRC's definition, or the 500 pages of guidance HMRC has produced. A few help buttons on an online form is no substitute for detailed guidance."

HMRC has said that SMEs will have access to an HMRC specialist to help them comply but Jumpstart is questioning how the UK's tax body will find time for "hand-holding".

Edwards said: "We have no wish to cast doubts on genuine efforts to improve the application process. But the fact is that, under Advance Assurance, HMRC is requiring companies to have a good understanding of its jargon before they engage with them. It would have been more helpful to move this assistance even closer to SMEs by allowing them to call in to discuss what the highly generic guidance means in practice."

Stay up-to-date with business advice and news

Sign up to this lively and colourful newsletter for new and more established small businesses.